Tuesday, September 11, 2012

Show me the Money!!

Disclaimer: this post reflects my view, and my view only. :)

Yeahhh~ show me the moneyyyyy!!! I want more moneyyyyy!!!!

The world nowadays seems to be more monetary demanding than ever. Perhaps that’s just me. Perhaps I wasn’t feeling it before as I’ve not earned & have not had this much of responsibility to hold. Or perhaps it’s the generation I’m living with – Gen Y with the extraordinary need of instant gratification, exceptional sense of independence and ego and may I say, somewhat self-centered.

Somehow, quick conversation during lunch-time could get me thinking for hours. Do we really know what we want? Were we being spoon-fed too often that we seem to only be thinking of what the others could give us instead of the other way around. Nothing seems to satisfy us anymore. RM3k as a starting pay ain’t gonna cut it no more. We need more!!!

In the desperation to find a few extra cash in the pockets, I’ve had a few encounters with Multi Level Marketers and self-proclaim investment experts. Sounds pretty enticing but as an Actuarial Science graduate, I can’t help but to exhaustively calculate all the risks involved before setting my foot-in in any of the business, regardless of the introducer and the amount of money they’ve shown me.

MLM:

As a Muslim, I find it a little difficult to be dwelling in such businesses without the doubt on the Halal & Haram concept. It is a little overwhelming to be explained hence I urge you to refer to this website for further info: http://zaharuddin.net/pelaburan-&-perniagaan/222-multi-level-marketing-menurut-shariah.html

VGMC:

1.      I have major doubt on whether or not this is permitted in Islam. For all I know, it seems like a peculiar investment. I don’t know what the trading is done upon. One thing I know in rukun jual beli is you can’t be trading for something that is none-existing (Yes, this would mean that Forex is of similar verdict).
2.      My quick research has shown that VGMC has a high potential to being just a SCAM. Security Commision itself has declared that VGMC is an unauthorised investment product/company. Hmmmmmphhh… what more can I say.

Conclusion:

Well, I guess quick cash just isn’t my cup of tea. I may be a fool to some - for not taking the risk and grabbing the opportunity proven worthy to others. But as a Gen Y, I inherited this ego as huge as a mountain, and overwhelmingly high sense of self-righteous. Ergo, I would not do what I feel is wrong. And that’s that! I may start my own business in the future or continue on climbing the corporate ladder (err…and struggle exhaustively in promoting work-life balance) or marry some rich dude (an O&G gentleman more likely) and retire. Ahahha… whatever it is, as long as I know it is not legally, morally or religiously wrong.

That’s my 2-cents worth. HUH!

Bleyhhhh~ boringnya post niiii. ahaks!

Toodles~


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